Hey girl, hey!
January has definitely been the month for new connections and awesome collabs, because today... I have another wonderful guest post for you from the lovely and multi-talented Marliceia Chavers. She is the author and creator of the lifestyle blog, Love Marliceia, where sheshares personal stories that describe how she's grown in her journey of self-love and re-discovery. She encourages women to live their best life, love with their whole heart, and laugh until they cry... all of which are right up my alley!
So without further ado, please give a warm 'hey girl, hey' to Ms. Marliceia as she dives deep into how our love for ourselves (or lack thereof) can manifest into our money.
I know you are probably thinking, how does money and my love for myself relate in any way? Well, that’s what I am here to explain...
Are you an impulsive buyer? When you feel down, does buying something you want release endorphins that make you happy? Do you have a savings account that you contribute to regularly? Is instant gratification more appealing than long-term gain?
These are all questions I had to stop and ask myself because living paycheck to paycheck was becoming a painful existence.
Robbing Peter to pay Paul is no way to live for anyone, but unfortunately this is very true for many, especially in the African American community. Outside of this instant gratification lifestyle becoming an epidemic among Americans; I felt like my personal struggle linked to something deeper.
I pondered this seemingly daunting plague of my finances and then I had an “Ah ha” moment. I said aloud, “I don’t love myself or at least not like I should”. You see... when you love yourself (or someone else), you create a space of safety and comfort... an environment where everything is alright and all your needs (and even some desires) are met.
Well, it hit me that I had not done that for myself and if I loved myself the way I should, then I would prepare for a stable future and not just the “feel good” moments that bring me joy.
This is the exact moment that I began to chart my course for loving myself better by creating a safe place through financial freedom. I watched YouTube videos about successful budgeting, paying off debt, saving, and even investing. I then invested in a deluxe planner from Erin Condren once I decided upon my plan of action in budgeting.
Now, I’ve always been one to budget, but my issues has always been actually sticking to the budget I created. One of the things that I believe helped me get off track was keeping my budget in an excel spreadsheet where I could easily delete or change something... so I decided to switch to a notebook.
There is something about having to scratch out or white out things in a notebook that makes you come to a screeching halt knowing that the physical appearance of your well thought out plan brought to life is about to be wrecked with permanent ink. Let me tell you... that will definitely make you think twice about making potential changes.
Seeing scribble on my perfect pages would give me hives and this is how I knew that this plan will work for me. It made me uncomfortable... and in order to grow, you have to get a little uncomfortable.