Hey girl, hey!
January has definitely been the month for new connections and awesome collabs, because today... I have another wonderful guest post for you from the lovely and multi-talented Marliceia Chavers. She is the author and creator of the lifestyle blog, Love Marliceia, where she shares personal stories that describe how she's grown in her journey of self-love and re-discovery. She encourages women to live their best life, love with their whole heart, and laugh until they cry... all of which are right up my alley!
So without further ado, please give a warm 'hey girl, hey' to Ms. Marliceia as she dives deep into how our love for ourselves (or lack thereof) can manifest into our money.
I know you are probably thinking, how does money and my love for myself relate in any way? Well, that’s what I am here to explain...
Are you an impulsive buyer? When you feel down, does buying something you want release endorphins that make you happy? Do you have a savings account that you contribute to regularly? Is instant gratification more appealing than long-term gain?
These are all questions I had to stop and ask myself because living paycheck to paycheck was becoming a painful existence.
Robbing Peter to pay Paul is no way to live for anyone, but unfortunately this is very true for many, especially in the African American community. Outside of this instant gratification lifestyle becoming an epidemic among Americans; I felt like my personal struggle linked to something deeper.
I pondered this seemingly daunting plague of my finances and then I had an “Ah ha” moment. I said aloud, “I don’t love myself or at least not like I should”. You see... when you love yourself (or someone else), you create a space of safety and comfort... an environment where everything is alright and all your needs (and even some desires) are met.
Well, it hit me that I had not done that for myself and if I loved myself the way I should, then I would prepare for a stable future and not just the “feel good” moments that bring me joy.
This is the exact moment that I began to chart my course for loving myself better by creating a safe place through financial freedom. I watched YouTube videos about successful budgeting, paying off debt, saving, and even investing. I then invested in a deluxe planner from Erin Condren once I decided upon my plan of action in budgeting.
Now, I’ve always been one to budget, but my issues has always been actually sticking to the budget I created. One of the things that I believe helped me get off track was keeping my budget in an excel spreadsheet where I could easily delete or change something... so I decided to switch to a notebook.
There is something about having to scratch out or white out things in a notebook that makes you come to a screeching halt knowing that the physical appearance of your well thought out plan brought to life is about to be wrecked with permanent ink. Let me tell you... that will definitely make you think twice about making potential changes.
Seeing scribble on my perfect pages would give me hives and this is how I knew that this plan will work for me. It made me uncomfortable... and in order to grow, you have to get a little uncomfortable.
So, let’s discuss the different ways your self-love and money correlate a little deeper. When we are in a state of “not enough”, it causes a ripple effect of so many negative things to happen to us. For example:
Remember... our love for ourselves is shown through creating a stable environment of existence with our money.
Now, let’s think about how we feel when we have taken the time to budget, save, and spend our money wisely.
Now I know what you are thinking... just because I am mindful of my money doesn’t mean that my life will be peaches and cream, but just try looking at it from another perspective!
I just captured how the lack of financial prowess affects every area of your life... and I really mean every area; spiritually, emotionally, mentally, socially, and physically. It can be hard to find a balance in life, but trust me, when money is the least of your worries... the sun shines a whole lot brighter.
Money literally makes the world go 'round, whether you are blue collar worker trying to feed your family or a world leader calling all the shots.... money is in everything we do and is a part of every pivotal decision made in the world. So how can we not be mindful of how this valuable resource relates to how we value ourselves?
Simply put... it’s impossible not to.
It is time now that we renew our minds and our love for ourselves by revisiting our spending habits. It is only when we take the time to be truthful with ourselves and make the necessary changes, that we catapult into living our best lives.
In my personal self-love journey, I am inspecting every nook and cranny to ensure that I am loving myself in the best way and my finances was definitely one place I did not want to deal with; however, now I am so glad I did. I am well on my way to living a life for the love of Marliceia instead of for the love of money.
When you love YOU in every way, your money will align in just the right way!
Hey girl, hey!
Today I have an awesome guest post to present to you from the creator of the Health and Beauty Blog, LaDawn Kaye. Ms. LaDawn writes about old school cures in a modern day world... and let me tell ya, this lady definitely knows a thing or two (or ten) when it comes to natural alternatives for health and beauty... all while staying within budget.
So without further ado GFBers, let's give a warm 'hey girl, hey' to Ms. LaDawn as she enlightens us on 5 essential beauty products we may not have already known we had...
Hey girl, hey!
Can you believe this is my very first product review?!
I’m so very excited to present to you the ZTE Blade X Max. I mean... even the name sounds like some type of super-cool hero ninja, right?!
Hey girl, hey!
Guess What? I’m 31 today! Yeah girlfriend, your girl is getting wiser (ahem...not older), because I honestly believe that you’re only as old as you feel. But with that being said, 31 is that awkward age that reminds you that you are actually in your 30’s now. Like before I could still kinda say I had one foot in 29, but nah… at 31 you’re grown! You are officially (or should be) adulting by this age and I can definitely say it has its perks.
“Okay Elle... I can probably do the Salmon, but Brussel Sprouts?!... Ewwww!”
I definitely thought the same thing before I tried this recipe... but before you get all grossed out on me, have you tried roasted brussel sprouts lately? I mean seriously… these veggies are not your average, yuck-nasty, boiled brussels sprouts that your family seemed to make you eat as a punishment when you were a kid… oh no, girlfriend… the way these veggies are prepared will actually make you crave them on a regular basis. Ask my wife…this recipe changed her life!
On the flip side, if you love healthy and filling meals as much as I do… you’re definitely going to want to add this to your recipe rotation! Here’s how you make it:
If you’re a regular reader of Girlfriend’s, Budget… you’ll know it’s no secret that saving is my very favorite part of this whole budgeting thing! While I do love that accomplished feeling of knowing all my bills are paid on time, my debt is minimal or non-existent, and I have some extra money to blow (because I’m living below my means), it’s just something about saving that makes me feel so boss every time I hit that transfer button and see those digits in my account increase!
It’s like my little pot of gold that I know is tucked away at the end of the rainbow, ready and waiting for me in the event life throws me any major financial curve ball.
As a financial coach, I teach all my clients how to get on the path to financial freedom by using a very simple budget pyramid. The lessons of one step leads up to the next until this budgeting thing becomes your normal way of life. Saving is like the 3rd step in the budgeting pyramid…
It’s Friday and for many… it’s also payday (Wooo-hooo)! And in most of our minds, that’s definitely something to celebrate.
So you convince yourself that it’s okay to “treat yo’self” because after all… you did just go through two weeks (a month for some) of pure workweek stress (sometimes the only thing I really wanna to make hangout plans with is...my bed).
But your friends and co-workers are all ready to hit the happy hour scene annnnd… why not?!
Hey girl, hey!
How many times have you been ready to turn up for the weekend, but after looking at your account balance your “turn down for what” mood quickly changes into “turn down for real”?
Listen… we’ve all been there and I can speak from personal experience. But just because your funds are low doesn’t mean you can’t have a fun weekend… it just takes a little creativity.
Hey girl, hey!
When you think of the word “sexy”, what exactly comes to mind? Most people automatically think about a physical attraction, but girlfriend it’s waaay more than that! True sexiness comes from within and after three decades of being alive, I finally learned what being sexy is all about… so today I’d like to share with you how I maintain my sexy and how you can do the same. Let’s chat!
Hey girl, hey!
Summer is officially here (well, at least the scorching hot Texas temperatures say so where I live) and let’s face it, sometimes we all just need a break… from life! So what better way to get that break than to plan a summer girlfriend’s getaway (sun’s out, buns out!). The good news is that traveling doesn’t have to be a big production, nor does it have to be expensive. So I have listed some tips below on how to keep those coins in your pocket, while still having a good time with the ladies! Let’s chat: