"Love your Budget, Love your Life!"
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Hey girl, hey! When you hear or think about the words Student Loans, how does that make you feel? Excited? Encouraged? Uplifted?… Doubt it! If you ever went to college, whether a Community College or a 4-year University, chances are you’re like the 44 million other Americans who have student loan debt. And as of right now, Americans collectively owe over $1.48 trillion in student loan debt (yes, girl... trillion) with the average debt being a little under $40,000! So when one begins thinking about the dark cloud of student loan debt hovering over their head, the thought can really put you in a negative emotional state... I mean, how does a girl journey her way to financial freedom with the weight of student loans holding her back? Well don’t fret girlfriend, I gotchu... because today I’m sharing with you five steps you can begin taking right now to get that student loan debt off your back. Let’s talk money! 
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Hey girl, hey! Let me ask you a serious question... How many times have you longed for more in your life?... More money, more time, more luxury items, more beneficial relationships, more happiness… and really just more abundance in your life overall? If this sounds all too familiar to you, trust me girlfriend, you’re not alone... We’ve all been there. We’re human. And often times the desires of our hearts are much bigger than the current realities we’re experiencing… but I’ll let you in on a little secret (shhhh!). What if I told you there was a way to live the life that you always imagined for yourself? And that YOU could one day have all the money, all the time, and all the happiness you ever wanted. Would that interest you?  Hey girl, hey! If you follow me on snapchat (if not, follow me: mselle21), I’m sure you’ve heard this story before. But for those of you who are new here, you’re in luck… because here it goes again. I was a bright-eyed, bushy-tailed, single grad student with a very naive outlook on life (I’ll admit it). I had my whole life plan already mapped out, which included buying my very first home at the prime age of 23. Knowing I wanted to build a home from the ground up, I searched for the house I thought would fit the idea that was in my head. The thought of being a bo$$ and owning a home at such a young age was the image I thought would make me look, be and feel successful, only problem was... I didn’t quite do all my research and there were some things that I had to find out the hard way. But since I love you all so much, I’m sharing my lessons with you... so you can be well informed when you decide to take that home ownership leap! Let’s chat!  Hey girl, hey! I am so happy that you’ve taken the time to peruse through my blog and I'm really hoping you’re finding my little corner of the internet to be both fun and educational. However, today I wanted to take some time and get a little personal with my readers and share the story of how Girlfriend's, Budget! was born. Have you ever been at a place in your life where you weren’t quite sure what your purpose on this earth was? Maybe you’ve been a bit confused as to what your passion in life actually is and how to go about pursuing that passion. I know this all too well. I’ve been there…let me tell you my story:  Hey girl, hey! January has definitely been the month for new connections and awesome collabs, because today... I have another wonderful guest post for you from the lovely and multi-talented Marliceia Chavers. She is the author and creator of the lifestyle blog, Love Marliceia, where she shares personal stories that describe how she's grown in her journey of self-love and re-discovery. She encourages women to live their best life, love with their whole heart, and laugh until they cry... all of which are right up my alley! So without further ado, please give a warm 'hey girl, hey' to Ms. Marliceia as she dives deep into how our love for ourselves (or lack thereof) can manifest into our money. Let's chat! 
Hey girl, hey!
Today I have an awesome guest post to present to you from the creator of the Health and Beauty Blog, LaDawn Kaye. Ms. LaDawn writes about old school cures in a modern day world... and let me tell ya, this lady definitely knows a thing or two (or ten) when it comes to natural alternatives for health and beauty... all while staying within budget. So without further ado GFBers, let's give a warm 'hey girl, hey' to Ms. LaDawn as she enlightens us on 5 essential beauty products we may not have already known we had... Let's chat! 
Hey girl, hey! Can you believe this is my very first product review?! I’m so very excited to present to you the ZTE Blade X Max. I mean... even the name sounds like some type of super-cool hero ninja, right?!  Hey girl, hey! Guess What? I’m 31 today! Yeah girlfriend, your girl is getting wiser (ahem...not older), because I honestly believe that you’re only as old as you feel. But with that being said, 31 is that awkward age that reminds you that you are actually in your 30’s now. Like before I could still kinda say I had one foot in 29, but nah… at 31 you’re grown! You are officially (or should be) adulting by this age and I can definitely say it has its perks.  “Okay Elle... I can probably do the Salmon, but Brussel Sprouts?!... Ewwww!” I definitely thought the same thing before I tried this recipe... but before you get all grossed out on me, have you tried roasted brussel sprouts lately? I mean seriously… these veggies are not your average, yuck-nasty, boiled brussels sprouts that your family seemed to make you eat as a punishment when you were a kid… oh no, girlfriend… the way these veggies are prepared will actually make you crave them on a regular basis. Ask my wife…this recipe changed her life! On the flip side, if you love healthy and filling meals as much as I do… you’re definitely going to want to add this to your recipe rotation! Here’s how you make it: 
If you’re a regular reader of Girlfriend’s, Budget… you’ll know it’s no secret that saving is my very favorite part of this whole budgeting thing! While I do love that accomplished feeling of knowing all my bills are paid on time, my debt is minimal or non-existent, and I have some extra money to blow (because I’m living below my means), it’s just something about saving that makes me feel so bo$$ every time I hit that transfer button and see those digits in my account increase!
It’s like my little pot of gold that I know is tucked away at the end of the rainbow, ready and waiting for me in the event life throws me any major financial curve ball. As a Financial Coach, I teach all my clients how to get on the path to financial freedom by using a very simple budget pyramid. The lessons of one step leads up to the next... until this budgeting thing becomes your normal way of life. Saving is like the 3rd step in the budgeting pyramid, but talk more about steps one and two below... 
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