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Hey girl, hey! Do you find yourself in a never ending cycle of living paycheck-to-paycheck with no savings to show for it? Studies show that most people actually aren't broke, the real problem is just mismanaging funds - meaning we pay for the things we want, instead prioritizing what we need to help create a better financial future for ourselves. So today, I'd like to give you 5 expenses you can cut out or cut back from your budget to help you free up some coins right now! Let's chat! 
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Hey girl, hey! Have you ever been to Portland, Oregon?! I actually had the pleasure of experiencing my first time in P-town this Spring, buuut if I”m gonna keep it real, I’ll have to be honest… initially I wasn’t all that excited about going. “What the ‘f’ is in Portland?”, I asked my friends as we were narrowing down our last few choices on where our next trip should be. You see… the point of this whole trip was to land on a destination that none of us had been to before, and with our crew… that could be a bit of a challenging task.  Hey girl, hey! If you’ve been hanging out with me for a while, you’ll know that we often talk about saving those coins, cutting back on expenses, and tackling that debt…. but today we’re gonna switch it up and talk about the part of budgeting that most people love… SPENDING! I know, I know...weird coming from me, right? Keep reading!  Hey girl, hey! According to a finance article on CNBC, the average American family is spending around $3,000 a year just on eating out alone. This same article also goes on to mention a story about how in 2016, one couple reviewed their credit card statements only to discover that they had spent $30,000 on eating out in one sole year (that’s nuts!). However... with the conveniences of fast food and restaurant chains popping up all over the place, it’s way easy for one to both overeat and overspend. But for the sake of your budget girlfriend… EAT IN!  Hey girl, hey! Love is in the air as Cupid’s little pampered butt shoots his arrows into the hearts of couples all over the country. But here’s the thing… did you know that according to a study done by The Knot, the average couple is spending over $33,000 on their wedding! Thirty-three. Thousand. Dollars, girlfriend! That’s equivalent to what some people earn for an entire year! I mean, you could also pay off a whole baby Benz with that amount of money. It’s a lot. It’s cray. But people are actually spending this kind of money, all the time, on an event that only last a couple of hours... when really the focus should be on what comes after the wedding, because isn’t that what’s most important?  Hey girl, hey! Any Erykah Badu fans in the house? I ask only because I was totally feelin’ her vibe during this photoshoot. Like seriously, I put on a whole Badu concert in my head… and it was fabulous (lol)! But I digress… Let’s talk fashion, girlfriends! Hey girl, hey! As we grow older, we sometimes learn the hard way that life doesn't always run so smoothly. It has peaks and valley's, and it doesn’t always move forward in the way that we hope. But the crazy thing is, most of us don’t even think about the financial curve balls life can throw our way. And it’s also why most of us don’t think about opening and maintaining an emergency savings account.  Hey girl, hey! From time to time, I’ll have other women approach me to either compliment or inquire about an outfit I’m wearing. And more times than not... these ladies are shocked when I tell them where I’ve purchased certain pieces, and how much it actually cost me! So recently, I rocked this cute little off-the-shoulder number to a holiday backyard barbecue. The sheer shock in people’s reactions when I told them the details of my outfit were enough to get me inspired to write this very 1st fashion blog post for Girlfriend’s, Budget! If you really want to know the truth... fashion is all about what you make of it, and a well-fitting, well put-together outfit can make any girl feel like a million bucks - without having to break the bank. Can you guess how much this whole outfit cost me?  Hey girl, hey! When you hear or think about the words Student Loans, how does that make you feel? Excited? Encouraged? Uplifted?… Doubt it! If you ever went to college, whether a Community College or a 4-year University, chances are you’re like the 44 million other Americans who have student loan debt. And as of right now, Americans collectively owe over $1.48 trillion in student loan debt (yes, girl... trillion) with the average debt being a little under $40,000! So when one begins thinking about the dark cloud of student loan debt hovering over their head, the thought can really put you in a negative emotional state... I mean, how does a girl journey her way to financial freedom with the weight of student loans holding her back? Well don’t fret girlfriend, I gotchu... because today I’m sharing with you five steps you can begin taking right now to get that student loan debt off your back. Let’s talk money!  Hey girl, hey! Let me ask you a serious question... How many times have you longed for more in your life?... More money, more time, more luxury items, more beneficial relationships, more happiness… and really just more abundance in your life overall? If this sounds all too familiar to you, trust me girlfriend, you’re not alone... We’ve all been there. We’re human. And often times the desires of our hearts are much bigger than the current realities we’re experiencing… but I’ll let you in on a little secret (shhhh!). What if I told you there was a way to live the life that you always imagined for yourself? And that YOU could one day have all the money, all the time, and all the happiness you ever wanted. Would that interest you?  |
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