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13 Ways To Make Money Without Spending Money... First!

Updated: Jun 5, 2022

Girlfriend, I get it... when you're in a money crunch, it can be difficult to open your eyes to find money-making opportunities. Whether your money situation is due to a lack of income, an unexpected expense, or something else entirely, there are still plenty of ways to make money without spending money. Here are 13 ways you can start making money without spending money first. Let's chat:

1. Sell your old devices

Many people hold onto their old phones and tablets for sentimental reasons or because they think they might need them in the future, but most often these items just sit around gathering dust on shelves and in drawers while your bank account is collecting virtual cobwebs. Why not sell those electronic devices? Believe it or not, you could make some serious dough, and put it back into circulation where it will add value to someone else's life instead of taking up space and cluttering your home!

2. Become a mystery shopper

Mystery shopping is a money-making opportunity that allows people to get paid for their opinion. As a mystery shopper, you are given money by the market research company in order to purchase goods or services at shops, stores, restaurants, movie theatres, and more. The shopper will then report back about their experience through a detailed survey. So essentially you're making money to simply have fun! How's that for a win-win?!!

3. Become a freelancer

Becoming a freelancer is another money-making opportunity that doesn't require upfront costs: you can just sign up and start working from home today on your own hours! If you're qualified in an area like graphic design or writing, there are tons of "gigs" on sites where companies are looking for freelance help with short-term projects. All you have to do is bid on the project and provide your services, and if you're selected, you'll get money for your work. Easy!

4. Sell items online

If you have physical products that are sitting around at home collecting dust, consider selling them online! Sites like eBay or Amazon make this process easy with tools like auction-style listings (eBay), Buy It Now (Amazon), or Storefronts (both). You can set your own price and earn money whenever someone wants to buy the item(s) you've listed.

5. Become a pet sitter

Instead of letting pets stay cooped up all day in an apartment, why not bring them to your place? As a pet lover, you already know how much fun animals can be and would likely love the company. You could earn money as a dog walker or cat sitter to make money without spending money!

6. Sell unwanted gift cards

Whether it's from Christmas or birthday money, chances are good that you have at least one gift card leftover that you'll never use. Why not sell it? There are multiple sites out there where you can sell the value from a gift card, often at 100%+ of its face value.

7. Become a virtual assistant

Virtual assistants are hired by clients to take care of various tasks like scheduling appointments, taking notes, and making calls on the client's behalf. It's another opportunity for those who want to make money without working in an office or leaving home.

8. Get paid to take photos

For some people, photography is a hobby. However, if you have camera skills like a pro and think you can take quality pictures, why not get paid for it? You can make money without spending money by selling your photos to stock photo sites or using your images in other ways like creating custom t-shirts. Just get creative.

9. Get money back on purchases when money is tight

There are tons of money-making opportunities out there that will give money back to you without spending money. For example, some credit cards and store loyalty programs offer cash-back options or rewards points for shopping with them. With money-back programs, you'll get money in your pocket just for using their services! It's one way I personally make an average of $200 or more a quarter by simply using my credit card for already budgeted items, paying the credit card off in full monthly, and collecting my cash rewards which I typically use to buy stock! Talk about wealth building!

10. Teach English Online to make money

If you have a way with words and are a native speaker, this money-making option could help you make money without spending money. The opportunities are endless: there's live tutoring (via Skype or Google Hangouts), teaching online in the form of courses or video lessons, or even creating your own money-making blog!

11. Rent out your house or apartment for money

Do you have an extra room in your house that's just collecting dust? Why not offer to rent it to guests who are looking for a place to stay when visiting the area? Sites like Airbnb and Vacation Rental By Owner will help you reach potential guests. Or rent it to a friend or family member you know who needs a temporary place to stay. You can help someone out in their time of need and still make a few extra coins to pay the rent or mortgage.

12. Become a freelance writer

If your idea of fun is putting words together to tell a captivating story or inform an audience, becoming a freelance writer could be an option for you! Freelance writers work from home for many different clients on various projects, from writing short marketing messages to longer pieces. You can earn money from freelance writing without spending a dime!

13. Take online surveys for money

Online surveys are another option if you want to make money without spending money, especially if you have an opinion and enjoy sharing it in the form of feedback or a review. These surveys will pay anywhere from $5 to $50, depending on how long it takes you to complete them, so money from online surveys can add up quickly.

Making money without spending money is possible, but it does take some work and creativity on your part. We hope that the tips listed here will help you start making money right away! Which of these money-making opportunities do you think are best for you?

Until Next Time,


PS. Have you checked our our Money Membership? It's a whole tribe of like-minded women dedicated to taking their life and coins to new heights while celebrating their fellow girlfriends who are doing the same. Ready to live your BEST BUDGETED life? Sign up now!

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