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Hey girl, hey!
Have you found yourself reaching that stage of adulting where you know establishing good credit is an absolute must? Unless you plan on paying for… pretty much everything you have upfront and in cash, it’s definitely your best bet to start building credit now...before you need it. Don’t know where to start? I gotchu, girl!
A study done by The National Foundation for Credit Counseling shows that more people are afraid of admitting their credit score than their weight or age. I get it… It’s embarrassing. Especially when you’re denied credit or loans due to a few blemishes on your credit report.
But having a poor credit score tells lenders that it’s risky business to lend you money and that they may or may not recover all funds borrowed… which puts you in sticky situation. So while there is no quick fix to drastically changing your credit score, there are things that you can begin working on now to improve it for when the time is right. Let’s review a few tips!