Hey Girl, hey!
Look… I’m best known for being a straight shooter. In fact, my witty honesty is one of the qualities most people like about me (well... some people don't.... I know I'm not everyone's cup of tea, but I'm okay with that!). Anywho, it’s rare that I ever beat around the bush, because I’d rather just tell it like it is… and today will be no exception. Ladies… let’s get raw. Can you handle the truth?!
You get up… go to work… get your paycheck… and all your money seems to disappear in a few days. You find yourself in this never ending cycle of living paycheck to paycheck with very little to show for it... and to be quite honest, that lifestyle is played out!
Girlfriends, if you’re habitually broke AF… these are a few reasons why:
1. You Don't Have A Budget.
Believe it or not, budgeting is an essential part of adulting. You wouldn’t believe how many people tell me (in fact they insist) that they do not need a budget because they just “keep it all in their head”.
Listen Linda… even me being as disciplined (and tight) as I am with my money, I know there is absolutely no way that I can keep up with everything that needs to be paid for on a regular monthly basis in. my. head.
Not to mention those pesky surprise items that pop up and need to be taken care of… like the speeding ticket I got last week (yea... being a rebel will cost ya).
But having a written out plan for your money will 100% increase your chances of knowing exactly where your money is going. If there’s more money going out of your account than there is coming in… see reason #2 why you’re still broke AF!
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