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Hey girl, hey!
Welcome to Part II of the Girlfriend’s, Budget series “Confessions”! Today I introduce to you someone who is very near and dear to my heart. Not only is she the number one fan of Girlfriend’s, Budget and star student of FCL Financial Coaching…. She also happens to be my wife. Meet Dee - The Loaner.
Hey girl, hey!
So there you are minding your business, when you get that knock on the door or phone call from that one person (for some of you… two, three or more people). You check your calendar and notice it’s that time of the month when bills are due and you already know exactly why this person is contacting you… MONEY! Money… that you probably do not have to give. Money… that you need to make your own household ends meet. Money… that you probably could and should be saving. But then the guilt sets in and for whatever reason you loan the money anyway, knowing that doing so could potentially put you and your family in a bad financial situation. Yet, so many people find themselves loaning out money to other grown folks which in turn, causes you (and that person) to stay in a financial bind. When anyone asks my opinion about lending money to a friend or family member, my answer is usually one word: DON'T! Here's why:
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